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	Welcome       If you have reached this website, it is probably because you represent a company or business that is concerned about its insurance needs. Rest assured, you have come to the right place. Before you take a look around, let us tell you briefly why we believe you should also be concerned about the much larger issue of business risk management. Risk applies to every business. Whatever its type, location or size, there are financial risks attached to virtually every aspect of every enterprise. Risks that, if not properly acknowledged, understood and covered, could seriously damage that enterprise. At a&b, our business is to protect yours against every risk that could cause it harm. And to make that protection as cost effective as possible. Our website is designed to guide you through our activities and the ways in which we can help you to manage your business risks better. It includes information about all our services, together with news about current insurance development and how they could affect you, plus much more besides. We hope you enjoy your tour. Click the next link now to find out … …Why you need a&b To find out more about our specialist divisions please click on the relevant logo at the top of the screen.